Loan Interest Rates
View interest rates for all our home, car, and personal loans

Home Loan Rates
-
Learn more
Everyday Variable Home Loan (Owner-occupied)
Principal and Interest
Loan to Value Ratio (LVR)Interest rate (p.a)Comparison rate (p.a)Effective 10 July 2026
Learn moreOffset Variable Home Loan (Owner-occupied)
Principal and Interest
Loan to Value Ratio (LVR)Interest rate (p.a)Comparison rate (p.a)Effective 10 July 2026
Standard Variable (Owner-occupied)
Principal and Interest
Interest rateComparison rateInterest rate7.90%Comparison rate7.95% 1Effective 10 July 2026
-
Learn more
Everyday Fixed Home Loan (Owner-occupied)
Principal and Interest
Year fixedInterest rate (p.a)Comparison rate (p.a)Effective 10 July 2026
Learn moreOffset Fixed Home Loan (Owner-occupied)
Principal and Interest
Year fixedInterest rate (p.a)Comparison rate (p.a)Effective 10 July 2026
-
Standard Variable (Investment)
Principal and Interest
Interest rateComparison rateInterest rate8.49%Comparison rate8.54% 1Effective 10 July 2026
-
Learn more
Everyday Fixed Home Loan (Investment)
Principal and Interest
Year fixedInterest rate (p.a)Comparison rate (p.a)Effective 10 July 2026
Learn moreOffset Fixed Home Loan (Investment)
Principal and Interest
Year fixedInterest rate (p.a)Comparison rate (p.a)Effective 10 July 2026
Car Loan Rates
-
Car Loan
Let us help you fund your next set of wheels
Effective 14 October 2025
Personal Loan Rates
-
Personal Loan
For that little bit extra when you need it
Interest rateComparison rateInterest rate13.74%Comparison rate14.80% 7Effective 14 October 2025
Car Loan Rates (Existing Loans)
-
New Car Loan (Fixed Rate)
New car loans for any vehicle up to 3 years old
Effective 14 October 2025
Green Car Loan (Fixed rate)
Special green rate for low emissions vehicles
Effective 14 October 2025
Used Car Loan
Used car loans for vehicles 3-10 years old
Effective 14 October 2025
The fine print
-
1 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MoveBank’s standard credit assessment and eligibility criteria.
2 Reverts to Owner Occupied or Investment Everyday Home Loan Variable <80% Rate. Minimum loan amount $100,000.
3 Reverts to Owner Occupied or Investment Offset Home Loan Variable <80% Rate. Minimum loan amount $100,000.
4 Alternate interest rate and LVR conditions apply to Interest Only loans. LMI may be required for loans over 80% LVR. Details are available upon application.
5 Available only for new lending to MoveBank and excludes internal refinance
6 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MoveBank’s standard credit assessment and eligibility criteria.
7 Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MoveBank’s standard credit assessment and eligibility criteria.