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Home Loans

Our home loans are designed to offer excellent features with no ongoing fees.

Variable Rate Home Loans

Our variable rate owner-occupied home loans are designed to offer excellent features with no ongoing fees.

Mozo experts choice 2025 award

Everyday Variable Home Loan (Owner-occupied) 1 2 3 4 5

A basic home loan with a great variable and no ongoing fees

5.99
%
p.a

<80% LVR

6.04
%
p.a 2

Comparison rate

No ongoing monthly or annual fees
Unlimited free redraw
Flexible repayment options

Offset Variable Home Loan (Owner-occupied) 1 2 3 4

A variable home loan with 100% offset and no ongoing fees

6.19
%
p.a

<80% LVR

6.24
%
p.a 2

Comparison rate

No ongoing monthly or annual fees
100% offset account
Unlimited free redraw

Fixed Rate Home Loans

Our fixed rate owner-occupied home loans are designed to offer the stability of consistent repayments for the fixed term while still providing excellent features and no ongoing fees.

Couple

Everyday Fixed Home Loan (Owner-occupied) 6 1 2 3 7 4 5

A fixed rate loan designed to offer excellent features

6.29
%
p.a

2 Year Fixed

6.10
%
p.a 2

Comparison rate

1, 2, 3 & 5 year fixed options
No ongoing monthly or annual fees
Redraw facility available

Offset Fixed Home Loan (Owner-occupied) 6 1 2 8 4 3

A fixed rate home loan with a 100% offset account and no monthly fees

6.49
%
p.a

2 Year Fixed

6.30
%
p.a 2

Comparison rate

1, 2, 3 & 5 year fixed options
100% offset account
Redraw facility available

Things You Should Know

The fine print