Lending solutions designed to support your next step
Whether you’re planning a major purchase, such as buying a home or vehicle or consolidating your finances, a loan can help you move forward with clarity and structure.
MoveBank offers a range of lending options designed to suit different needs—from home loans and car loans to personal loans.
Each product is designed to be simple and flexible, offering clear terms and practical features.
Explore MoveBank loans
Home Loans
A home loan is one of the most significant financial commitments you’ll make. MoveBank offers flexible home loan options designed to support buying, refinancing and managing your loan over time.
Depending on your loan type, you may have access to features such as:
- Flexible repayments
- Extra repayments
- Redraw facilities
- Offset account options
Explore your options and find a structure that supports your long‑term goals.
Car Loans
Whether you’re purchasing a new, used or energy‑efficient vehicle, a car loan can help you spread the cost over time.
MoveBank’s car loans are designed with:
- Fixed rate options for repayment certainty
- Flexible loan terms
- Clear repayment structures
From everyday vehicles to electric or hybrid models, you can choose a loan that suits your needs.
Personal Loans
A personal loan can help manage a wide range of expenses—from debt consolidation to major purchases or unexpected costs.
MoveBank’s personal loans provide:
- Structured repayments over a defined term
- Flexible loan amounts
- Clear and simple loan features
These loans are designed to help you organise your finances with a clear repayment plan.
Choosing the right loan
Selecting the right loan depends on your personal circumstances, financial goals and how you plan to use the funds.
Some key considerations include:
- Purpose of the loan – home purchase or refinance, vehicle, personal use or consolidation
- Loan amount and term – how much you need to borrow and how long to repay it
- Interest rate type – fixed or variable
- Features and flexibility – such as redraw or offset options
Taking the time to compare options can help you choose a loan structure that suits your situation.
Fixed vs variable interest rates
Understanding how interest works is an important part of choosing a loan.
Fixed rate loans
A fixed rate loan has an interest rate that stays the same for a set period or the full loan term. This provides consistent repayments and greater certainty.
Variable rate loans
A variable rate loan can change over time, meaning repayments may increase or decrease depending on market conditions.
Some borrowers choose one type, while others may prefer a combination depending on their needs.
Managing your loan
Once your loan is in place, having the right tools and features can help you stay in control.
Depending on your loan, you may be able to:
- Make additional repayments
- Access redraw or offset features
- Adjust your repayment frequency
- Monitor your loan through online banking
Actively managing your loan can help reduce interest costs and improve your overall financial position over time.
Estimating repayments
Before applying for a loan, it can be helpful to understand what your repayments may look like.
Loan calculators can help you estimate:
- Repayment amounts
- Impact of different loan terms
- Effect of additional repayments
Calculator results are indicative only and do not represent a quote or offer of credit.
Who MoveBank loans may suit
MoveBank’s range of loans may suit:
- First home buyers and property owners
- Individuals purchasing or upgrading vehicles
- Customers consolidating debt or managing expenses
- Borrowers looking for structured repayment options
Each loan is designed to provide clarity and flexibility, so you can move forward with confidence.
How to apply
You can apply for a MoveBank loan online or speak with a member of the team to explore your options. Your application will be assessed based on your financial situation and MoveBank’s lending criteria.
You may be required to provide documentation such as proof of income, identification and details of your financial position.
Important information
All loans are subject to credit approval, eligibility criteria and applicable terms and conditions. Fees and charges apply. Interest rates are quoted per annum (p.a.) and are subject to change.
This information is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether a loan is suitable for you before making a decision.
Check out some of our most popular home loans
Fund your next set of wheels with a MoveBank Car Loan
For life in motion
The MoveBank app brings all your money together in one simple place, giving you clarity, control, and confidence – wherever life takes you.
