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No Monthly Fees
No monthly account keeping fee.
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Extra Repayments and Redraw
Pay your loan off faster with free extra repayments and access redraw when you need it.
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Fast Online Application
Apply quickly and easily online, with support from our local lending specialists.
Personal Loans
Flexible lending options for life’s everyday and unexpected expenses
A personal loan can help you manage a wide range of expenses, from planned purchases to unexpected costs. Whether you’re consolidating debt, funding a major purchase or simply organising your finances, a personal loan provides a structured way to borrow and repay over time.
MoveBank’s personal loan options are designed to be straightforward and flexible, giving you clarity over your repayments and control over your financial position.
Key features of MoveBank personal loans
MoveBank personal loans are designed with practical features to support everyday borrowing:
- Flexible loan terms, typically from 1 to 7 years
- Structured repayments to support budgeting
- Ability to make additional repayments (subject to loan terms)
- Simple loan structure with clear fees and charges
All applications are subject to credit approval and eligibility criteria.
Why choose a personal loan?
A personal loan can be a practical way to manage expenses over time rather than paying upfront.
Organise your finances
By spreading costs over a fixed period, you can manage cash flow more effectively.
Consolidate debt
Combining multiple debts into a single loan may simplify repayments by bringing them into one structured account.
Clear repayment plan
With a defined loan term, you know when your loan will be repaid and how your balance will reduce over time.
Fixed vs variable personal loans
Choosing between a fixed and variable rate is an important part of selecting a personal loan.
Fixed rate personal loans
A fixed rate remains the same for the duration of the loan, providing consistent repayments and certainty.
Variable rate personal loans
A variable rate can change over time, which means your repayments may increase or decrease depending on market conditions.
The right option depends on your financial preferences and how you want to manage your loan.
Choosing the right personal loan
When selecting a personal loan, consider:
- The purpose of the loan
- The loan amount you require
- Your preferred repayment term
- Whether you want fixed or variable repayments
- Your ability to make additional repayments
A loan that matches your needs can help you manage repayments more comfortably over time.
Estimating your repayments
Before applying, you can use a loan calculator to estimate:
- Your repayment amount
- How loan terms affect your repayments
- The impact of extra repayments
These estimates can help you understand how a loan may fit into your budget.
Calculator results are indicative only and do not represent a loan offer.
Let's help you crunch the numbers
Frequently asked questions
How to apply for a MoveBank personal loan
You can apply online or contact the MoveBank team to explore your options. Your application will be assessed based on your financial situation and lending criteria.
You may be required to provide documentation such as:
- Proof of income
- Identification
- Details of your financial position
Important information
All loans are subject to credit approval, eligibility criteria and applicable terms and conditions. Fees and charges apply. Interest rates are quoted per annum (p.a.) and are subject to change.
This information is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether a personal loan is suitable for you before making a decision.