Bonus Saver ^¹

Maximise your savings with bonus interest when you deposit $200 and make no withdrawals in a month, on balances up to $250,000.

two men laughing at a table with coffee cups

Earn bonus interest on higher balances ¹

For balances up to $250,000
Competitive interest rate

Being customer-owned means great rates for you.
Fee-free banking

Zero account keeping fees so you can reach your savings goals faster.

Interest rates

Bonus Saver

Interest Rate

Interest rate (p.a)

Comparison rate (p.a)

Interest Rate

Base rate

Interest rate (p.a)

0.10%

Comparison rate (p.a)

–

Interest Rate

Bonus rate

Interest rate (p.a)

5.25% ¹

Comparison rate (p.a)

–

Interest Rate

Maximum rate

Interest rate (p.a)

5.35% ¹

Comparison rate (p.a)

–
Features & fees
- Earn bonus interest
  
  Bonus interest paid monthly on the 1st when conditions are met. ¹
- Base rate
  
  0.10%
- Fee-free banking
  
  Yes
- Online banking
  
  Yes
- PayID and PayTo
  
  Yes
- BPAY
  
  Yes
- Interest calculated
  
  Daily
- Statement options
  
  Online statements only
- Account eligibility
  
  Available for personal accounts only
- ATM Access
  
  No
- Minimum balance
  
  $1
- Maximum balance
  
  $2,000,000
- Bonus rate conditions
  
  Bonus interest rate applied on balances up to $250,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise, base interest rate will apply.
- Maximum no. of accounts
  
  2 (1 individual account and 1 joint account)

See how much interest you could earn

You might also be interested in

Growth Saver ^²

Kickstart your savings journey with bonus interest when you deposit $200 and make no withdrawals in a month, on balances up to $25,000.

5.65

%

p.a ²

Maximum rate

0.10

%

p.a

Base rate

Earn a higher bonus rate on balances up to $25,000

Competitive interest rate

Fee-free banking

Apply now Learn more

Online Saver

Freedom to save your way, with fewer conditions and more flexibility.

4.70

%

p.a

Base rate

Flexibility to save your way

Competitive interest rate

Fee-free banking

Apply now Learn more

Express Saver

Savings made simple, with staff support when you need it

1.10

%

p.a

Base rate

Flexibility to save your way

24/7 online access

Fee-free banking

Apply now Learn more

¹ Bonus interest paid on balances up to $250,000 if there are no withdrawals in a calendar month, and at least $200 is deposited into the account during the month. If these criteria are not met, the base interest rate will apply

² Bonus interest paid on balances up to $25,000 if there are no withdrawals in a calendar month, and at least $200 is deposited into the account during the month. If these criteria are not met, the base interest rate will apply
- View Terms & Conditions
- View all Interest Rates & Fees
- View Summary of Accounts & Access Facilities
- Learn about the Government Guarantee
- View a Target Market Determination

Search our site

Or, are you looking to...

Bonus Saver ^¹

Interest rates

Features & fees

See how much interest you could earn

You might also be interested in

Growth Saver ^²

Online Saver

Express Saver

Bonus Saver 1

Interest rates

Features & fees

See how much interest you could earn

Ready to start saving? Open a Bonus Saver today!

You might also be interested in

Growth Saver 2

Online Saver

Express Saver

You're minutes from applying

Bonus Saver ^¹

Growth Saver ^²