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Credit to keep you moving

Access to credit should be simple to understand and easy to manage.

At MoveBank, our approach is straightforward

We offer lending options that work in the real world, with clear features, consistent pricing, and no unnecessary complexity.

Whether you’re buying a car, covering an unexpected cost or planning something ahead, our range of credit products is designed to help you move forward with confidence.

a man and woman in a car

Car loans

Fixed rate car loans with no monthly fees and the ability to make extra repayments.

MoveBank offers a range of car loans for new and used vehicles, including options for newer cars and older vehicles across different age brackets. These loans are typically secured against the vehicle and come with a fixed interest rate so repayments stay consistent over time. 

 Why choose this product

Car loans are designed for a specific purpose, which usually means a simpler structure and more predictable repayments.

What matters in practice:

  • Fixed rates mean your repayments won’t change 
  • No monthly fees keep ongoing costs clear and easy to track
  • Extra repayments are allowed without penalty, helping reduce interest over time
  • Secured lending can provide access to more competitive rates where eligible

Did you know

Our car loan isn’t limited to cars.

You can also use it to finance other registered vehicles such as boats, jet skis and caravans. As long as the asset can be registered, it can be used as security for the loan.

Check your rate and apply online for a MoveBank car loan.

Compared to broader personal lending, a car loan gives you structure upfront — you know what you’re borrowing for, how long the loan runs, and what your repayments look like.

Car loan options

New Car Loan (Fixed Rate) 1 2

Get on the road sooner with our award-winning New Car Loan

5.99
%
p.a 3

Interest rate

6.26
%
p.a 1

Comparison rate

Flexible loan terms
No monthly fees or penalties for extra repayments
Available for vehicles up to 3 years old
Charging electric vehicle

Green Car Loan (Fixed rate) 1 4 5

Going green has never looked better with our Green Fixed Rate Car Loan

5.89
%
p.a 3

Interest rate

6.16
%
p.a 1

Comparison rate

Flexible loan terms
No monthly fees or penalties for extra repayments
Available for models up to 3 years old
Man in front of car

Used Car Loan 1 2

Versatile car loan for vehicles 3-10 years old

7.99
%
p.a 3

Interest rate

8.27
%
p.a 1

Comparison rate

No monthly fees
No penalties for extra repayments
Available for vehicles 3-10 years old

How to choose the right type of credit

Not all credit works the same way. The right option usually comes down to what you’re trying to do – each option has a different purpose, structure and repayment approach.

What to consider before applying

Before taking on any form of credit, it’s worth understanding:

  • Your ability to meet repayments over the full loan term
  • The total cost of borrowing, including interest and any fees
  • Whether a fixed or more flexible structure suits your situation
  • How quickly you intend to repay the balance

All lending is subject to assessment and eligibility criteria, and terms, fees and conditions apply.

Why MoveBank

We keep lending simple and consistent.

FAQs

The fine print